Your privacy and trust are important to us. This Privacy Policy explains how Fidelity Security Life Insurance Company® of New York (“FSLNY”, “we”, “us” or “our”) collects, uses, shares and protects your personal information. It also provides information about your rights and choices with respect to your personal information, and how you can contact us if you have questions or requests.
This Privacy Policy, together with the Terms of Use posted on this website, set forth the general rules and policies governing your use of this website. Depending on your activities when visiting this website, you may be required to agree to additional terms and conditions.
Within this policy you will find information on the following:
This Privacy Policy applies to information we collect through this website as well as to other information we collect in the course of providing insurance policies, annuities, and services (our “Services”).
Within our website, there may be links to third-party websites or applications. We are not responsible for the content or privacy compliance of third-party websites or applications. You should check those websites or applications for their privacy statements and the terms that apply.
Children’s Privacy. FSLNY provides services for persons who are at least 18 years of age or have otherwise reached the age of majority. Our Services are not aimed at children, and we do not intentionally collect minors’ personal information.
We may collect two kinds of information about you: (a) information that personally identifies you, and (b) information that does not personally identify you that we automatically collect when you visit this website or that you provide us. Personally identifiable information that is not publicly available, or nonpublic personal information (NPI), is subject to additional privacy protections.
We may collect the following categories of personal information. Following the categories are non-exclusive examples.
This is any information that does not personally identify you. Non-personal information can include certain personally identifiable information that has been de-identified, or rendered anonymous. We may use your non-personal information by itself or aggregate it with information we have obtained from others.
We obtain non-personal information about you from information that you provide us. We may also automatically collect certain non-personal information from you when you access this website. This information can include, among other things: the type of browser you are using (e.g., Internet Explorer, Firefox, Safari, etc.), the third-party website from which your visit originated, the operating system you are using (e.g., Windows XP, Windows 7, Macintosh OS, etc.), the domain name of your Internet service provider (e.g., America Online, NetZero, AT&T, etc.), the specific areas of this website that you visit, and the duration of your visit.
Our servers, logs and other technologies may automatically collect system/device and usage information to help us administer, protect and improve our website, analyze usage and improve users’ experience. More information regarding cookies and similar technologies is provided below.
We may use the personal information we collect for the following purposes:
You can choose to receive information about our products and services. In these instances, we may request your consent.
Where we use your personal information to provide you with information or services that you request, we do this based on your consent or because it is necessary for the performance of an agreement with you
Where we use your personal information in relation to improvement or development of our website or services, for reasons of safety and security, or regulatory requirements other than in connection with your agreement or request, we do this on the basis of legitimate businesses interests. We may assess and de-personalize the personal information we collect to develop aggregate analysis and business intelligence for conducting our business and for marketing purposes.
We may share the above categories of personal information with the following third parties in order to operate our business and provide services to you:
Regardless of how you interact with FSLNY we do not sell ANY information collected to any third parties.
We apply appropriate safeguards to protect the privacy and security of your personal data and to use it only consistent with your relationship with us and the practices described in this Privacy Policy. FSLNY takes the security of personal information seriously and we use appropriate technologies and procedures (including administrative, technical and physical safeguards) to protect nonpublic personal information, including electronically transmitted and stored data. We restrict access to nonpublic personal information to employees who need the information to provide products or services to our consumers or customers.
We will not retain personal information longer than necessary to fulfill the purposes for which it is processed, including the security of our processing, complying with legal and regulatory obligations (e.g. audit, accounting, statutory and company retention terms), handling disputes, and for the establishment, exercise or defense of legal claims.
Cookies are sent to your browser from a website and stored on your device for the purpose of enhancing the quality of your experience. Cookies are files that contain a small amount of data that may include an anonymous unique identifier. We use cookies and similar technologies to track your activity with respect to our Services and retain certain information.
The use of cookies and associated technologies is standard across websites and applications through which information is collected about your online activities.
You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our website. You can manage website cookies in your browser settings, and you always have the choice to change these settings by accepting, rejecting, or deleting cookies. If you choose to change your settings, you may find that certain functions and features will not work as intended on the website. All browser settings are slightly different, so to manage cookies, you should refer to the relevant settings within your browser.
Most web browsers allow some control of most cookies through the browser settings. To find out more about cookies, including how to see what cookies have been set, visit aboutcookies.com or allaboutcookies.org.
Find out how to manage cookies on popular browsers:
To find information relating to other browsers, visit the browser developer’s website.
To opt out of being tracked by Google Analytics across all websites, visit tools.google.com/dlpage/gaoptout
FSLNY does not track its customers over time and across third party websites to provide targeted advertising and therefore does not respond to Do Not Track (DNT) Signals.
The Health Insurance Portability and Accountability Act of 1996 (HIPAA) requires covered entities, including health insurance plans, to protect their members’ individually identifiable health information, called protected health information (PHI). HIPAA’s Security Rule requires additional protections for electronic protected health information (e-PHI), which is all individually identifiable health information a covered entity creates, receives, maintains, or transmits in electronic form. FSLNY is considered a covered entity under HIPAA. For more information on how we comply with these rules, please refer to our HIPAA Notice of Privacy Practices (“HIPAA Notice”) found at fslny.com.
The Gramm-Leach-Bliley Act (GLBA) requires financial institutions, including most life insurance companies, to explain their information-sharing practices to their customers and consumers and to ensure the security and confidentiality of nonpublic personal information, or NPI. This Privacy Policy complies with the GLBA’s Privacy Rule, and also explains how FSLNY complies with the GLBA’s Safeguards Rule. For more information on FSLNY’s information-sharing practices under GLBA, please refer to our GLBA Notice found at fslny.com.
We want to make sure you are aware of the following rights under privacy and data protection laws.
These rights are not absolute, and may not apply in all situations.
For questions or requests related to any of the rights above, please contact us using the contact information below.
Depending on your request, we may ask you to verify your identity, and to provide information that helps us to understand your request better.
Privacy Officer
Fidelity Security Life Insurance Company of New York
162 Prospect Hill Road, Suite 101B
Brewster, NY 10509
Phone: 888-968-0054
Email: compliance@fslins.com
Please provide your name, email address, telephone number, and mailing address and details concerning your request.
We will respond and, if applicable and appropriate, make the requested change as soon as reasonably practicable. Please note that we may not be able to fulfill certain requests while continuing to allow access to certain benefits, features and services offered on or through this website, or through our Services.
We reserve the right to update this Privacy Policy at any time. We encourage you to periodically review this page for the latest information on our privacy practices.
602034243.1 · Last Updated July 2024